{"id":16513,"date":"2025-12-10T12:56:57","date_gmt":"2025-12-10T12:56:57","guid":{"rendered":"https:\/\/www.tmb.cd\/?page_id=16513"},"modified":"2026-04-08T13:52:46","modified_gmt":"2026-04-08T13:52:46","slug":"retail-banking","status":"publish","type":"page","link":"https:\/\/www.tmb.cd\/en\/retail-banking\/","title":{"rendered":"Retail Banking"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"16513\" class=\"elementor elementor-16513 elementor-122\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0510df4 e-flex e-con-boxed e-con e-parent\" data-id=\"0510df4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c637b71 elementor-widget elementor-widget-text-editor\" data-id=\"c637b71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>TMB offers you a wide range of banking products and services specifically designed to meet both your everyday and longer term banking needs. We aim to be a life-long partner working with you throughout the different stages of your life. As the Bank that gives you the tools to achieve your ambitions, TMB places your projects firmly within the reach of your hand.<br \/>Discover our services and take advantage of our highly competitive offering whatever your requirements and needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfac8dd elementor-widget elementor-widget-n-accordion\" data-id=\"bfac8dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2000\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2000\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Current and Instant Access Accounts <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2000\" class=\"elementor-element elementor-element-28c35fe e-con-full e-flex e-con e-child\" data-id=\"28c35fe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b275ee6 elementor-widget elementor-widget-text-editor\" data-id=\"b275ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our standard current and instant access accounts allow you to manage your finances in a convenient and highly secure way. You may access your funds 24\/7, online, in branch or at an ATM. Uniquely in the DRC, withdrawals from your account are\u00a0<strong>free<\/strong>.<\/p><p>We offer current and instant access accounts in Congolese Francs (CDF), US Dollars (USD) and Euros (EUR). With your TMB VISA Debit or Maestro card you can access your funds anywhere around the world.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2001\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2001\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Savings Accounts <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2001\" class=\"elementor-element elementor-element-cf833e2 e-con-full e-flex e-con e-child\" data-id=\"cf833e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9865d7 elementor-widget elementor-widget-text-editor\" data-id=\"e9865d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>At TMB, we believe that everyone has the right to save for their future. Our savings account allows you to build wealth and have permanent access to your savings. Take advantage of our savings product and take the opportunity to build a financial reserve for future projects whilst benefiting from attractive interest rates.<\/p><p>We offer savings accounts in Congolese Francs (CDF), US Dollars (USD) and Euros (EUR).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2002\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2002\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Money Transfer Services <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2002\" class=\"elementor-element elementor-element-7d19467 e-con-full e-flex e-con e-child\" data-id=\"7d19467\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a25223 elementor-widget elementor-widget-text-editor\" data-id=\"0a25223\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div id=\"list-10\" class=\"mk-list-styles mk-align-none jupiter-donut- jupiter-donut-clear\" data-charcode=\"e2bd\" data-family=\"icomoon\"><ul><li><strong>Transferring Money in the DRC<br \/><\/strong>When transferring funds within the DRC you can benefit from the unrivalled coverage offered by TMB, the bank with the largest bank branch network in the DRC. Keep in touch with family, business partners, clients or suppliers and transfer funds in safety and at highly attractive rates across our branch network.<\/li><\/ul><p><img decoding=\"async\" class=\" wp-image-14512 alignleft\" src=\"https:\/\/www.tmb.cd\/wp-content\/uploads\/2025\/12\/logo-pepele-1.jpg\" alt=\"\" width=\"72\" height=\"43\" \/>Check out our money transfer product Pepele that lets you make transfers between all the cities in which are agencies of our network even if you don\u2019t have an account with TMB.<\/p><\/div><div id=\"list-11\" class=\"mk-list-styles mk-align-none jupiter-donut- jupiter-donut-clear\" data-charcode=\"e2bd\" data-family=\"icomoon\"><ul><li><strong>International Transfers<br \/><\/strong>With our international transfer service you can transfer funds to or from bank accounts around the world, and at highly attractive rates. Our wide network of correspondent banks allows for the rapid transfer of funds between the DRC and third party countries. As a member of the SWIFT international network you can send or receive funds from abroad in as little as twenty-four hours, whilst at the same time benefiting from unparalleled security. TMB SWIFT is TRMSCD3L.<\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2003\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2003\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Term Deposit Account <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2003\" class=\"elementor-element elementor-element-1bb17e8 e-con-full e-flex e-con e-child\" data-id=\"1bb17e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f78d7b elementor-widget elementor-widget-text-editor\" data-id=\"7f78d7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our USD term deposit account offers unbeatable rates of interest allowing you to maximise the return on your capital. Place your savings on a fixed term deposit with TMB and earn up to 7% interest APR. Our term deposit account offers you the ability to determine the amount and duration of your investment according to your investment needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2004\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2004\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Loans <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2004\" class=\"elementor-element elementor-element-d0edb90 e-con-full e-flex e-con e-child\" data-id=\"d0edb90\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-212ecb5 elementor-widget elementor-widget-text-editor\" data-id=\"212ecb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To meet your financing requirements TMB offers a variety of loan products tailored to the individual needs of our clients. Our specialists are available to help you analyze your financing needs and provide you with the most appropriate solution.<\/p><p>We offer loans in both Congolese Francs (CDF) and US Dollars (USD).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2005\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2005\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> TMB NetBank <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2005\" class=\"elementor-element elementor-element-bfd9999 e-con-full e-flex e-con e-child\" data-id=\"bfd9999\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f029f1 elementor-widget elementor-widget-text-editor\" data-id=\"2f029f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div id=\"list-14\" class=\"mk-list-styles  mk-align-none  jupiter-donut- jupiter-donut-clear\" data-charcode=\"e2bd\" data-family=\"icomoon\"><p>Because it is essential to have the right information at hand, TMB offers you Netbank, our online banking service. This service gives you full control over your account and opens the door to many applications including:<\/p><ul><li>Consult your account and check your account balance;<\/li><li>Make money transfers online;<\/li><li>Download account statements;<\/li><li>View all account transactions.<\/li><\/ul><\/div><div id=\"text-block-15\" class=\"mk-text-block  jupiter-donut- \"><p>Our Netbank team are available to help you with any queries you may have.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2006\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2006\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Credit and Debit Cards <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2006\" class=\"elementor-element elementor-element-f24f367 e-con-full e-flex e-con e-child\" data-id=\"f24f367\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9272ff elementor-widget elementor-widget-text-editor\" data-id=\"c9272ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>TMB credit and debit cards opens the door to a world of possibilities:<\/strong><\/p><ul><li>Use your card throughout the DRC and around the world;<\/li><li>Free cash withdrawals at all TMB ATMs in the DRC;<\/li><li>Use your card online to make payments or secure reservations;<\/li><li>Benefit from added security with advanced pin code technology;<\/li><li>Our SMS alert system provides you with instant notification of all card transactions;<\/li><li>Instant balance updates by SMS after each transaction;<\/li><li>Instant outstanding balance updates by SMS;<\/li><li>Instant notification of payments to your card\u2019s account;<\/li><li>Instant notification when you add credit to your prepaid cards;<\/li><\/ul><p><img decoding=\"async\" class=\"alignnone wp-image-14187\" src=\"https:\/\/www.tmb.cd\/wp-content\/uploads\/2025\/12\/master-q7zyscnb6rwjhgl35muce7om2enxp5mlazsvrkl0iw.jpg\" alt=\"\" width=\"126\" height=\"63\" \/> <img decoding=\"async\" class=\"alignnone wp-image-14185\" src=\"https:\/\/www.tmb.cd\/wp-content\/uploads\/2025\/12\/visa-logo-p5lu3yxipmuyih6gw4i2zhfn02i719h8m9f68yjv1k.jpg\" alt=\"\" width=\"116\" height=\"58\" \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2007\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2007\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Insurance <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2007\" class=\"elementor-element elementor-element-0eeb0d3 e-con-full e-flex e-con e-child\" data-id=\"0eeb0d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e599b38 elementor-widget elementor-widget-text-editor\" data-id=\"e599b38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In partnership with\u00a0<span class=\"s1\"><b>Afrissur<\/b><\/span>,\u00a0<span class=\"s2\">one of the Congo\u2019s leading life assurance companies,\u00a0<\/span>TMB offers various insurance products to protect you and your loved ones from life\u2019s perils.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<header role=\"region\" aria-labelledby=\"e-n-accordion-item-2007\" class=\"elementor-element elementor-element-4d0f360 e-con-full e-flex e-con e-child\" data-id=\"4d0f360\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9c4ab5e elementor-widget elementor-widget-text-editor\" data-id=\"9c4ab5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><span style=\"color: #c24934;\"><b>Account Term Insurance<\/b><\/span>\u00a0guarantees payment of a fixed amount to your account in the event of accidental death or accidental total and permanent disability.\u00a0<b>Enrol free of charge online today!<\/b><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/header>\n\t\t\t\t<div class=\"elementor-element elementor-element-f198326 elementor-widget elementor-widget-text-editor\" data-id=\"f198326\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li class=\"p1\"><span class=\"s1\"><span class=\"Apple-converted-space\">\u00a0<\/span><\/span><span class=\"s2\" style=\"color: #c24934;\"><b>Loan repayment insurance<\/b><\/span><span class=\"s3\"> guarantees payment of the outstanding balance due on your term loan in the event of death or total permanent disability, all causes.<\/span><\/li><li class=\"p1\"><span class=\"s2\" style=\"color: #c24934;\"><b>Overdraft repayment insurance<\/b><\/span><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol'; font-size: 1rem;\"> guarantees payment of the outstanding balance on the insured\u2019s overdraft account in the event of death or total permanent disability, all causes.<\/span><\/li><li class=\"p1\"><span class=\"s2\" style=\"color: #c24934;\"><b>Burial Insurance<\/b><\/span><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol'; font-size: 1rem;\"> guarantees the payment of a predetermined amount (maximum US$5,000) in the event of death, all causes, of the insured. An optional cover that doubles the amount in the event of accidental death is also possible.<\/span><\/li><li class=\"p1\"><span class=\"s2\" style=\"color: #c24934;\"><b>Supplementary Education Insurance<\/b><\/span><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol'; font-size: 1rem;\"> is a mixed life insurance policy that guarantees payment of an annuity to your children (maximum duration of 5 years) to finance their studies, for example in the case of reaching a certain age, or of death, or total permanent disability (all causes) of the insured.<\/span><\/li><li class=\"p1\"><span class=\"s2\" style=\"color: #c24934;\"><b>Project Savings Insurance<\/b><\/span><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol'; font-size: 1rem;\"> is a mixed life insurance policy that guarantees payment of an agreed amount, payable at a set time, whether the insured is alive or deceased on this date.<\/span><\/li><li class=\"p1\"><span class=\"s2\" style=\"color: #c24934;\"><b>VIP Savings Insurance<\/b><\/span><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol'; font-size: 1rem;\"> is a life insurance policy through which the insured builds up term savings. On the endowment date, the amount paid to the Insured is a guaranteed minimum amount equal to the cumulative premiums net of fees plus interest (guaranteed rate) and a variable policyholder\u2019s bonus.<\/span><\/li><li class=\"p1\"><span class=\"s6\" style=\"color: #c24934;\"><b>Supplementary Pension Savings<\/b><\/span><span class=\"s7\" style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol'; font-size: 1rem;\">\u00a0are intended to build up pension savings.<\/span><\/li><\/ul><ul><li>either the amount of the premium they want to pay according to a chosen frequency (monthly, quarterly, semi-annually, annually, one-off);<\/li><li>or the capital that they wish to receive at the end of the contributions.<\/li><\/ul><p class=\"p4\">On the endowment date, the amount paid is a guaranteed minimum amount equal to the cumulative premiums net of fees plus interest and a variable policyholder\u2019s bonus.<br \/>Our specialists are available to help you analyse your needs and provide you with the most appropriate solution.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>TMB offers you a wide range of banking products and services specifically designed to meet both your everyday and longer term banking needs. We aim to be a life-long partner working with you throughout the different stages of your life. As the Bank that gives you the tools to achieve your ambitions, TMB places your [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-16513","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Retail Banking - TMB<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tmb.cd\/en\/retail-banking\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Retail Banking - TMB\" \/>\n<meta property=\"og:description\" content=\"TMB offers you a wide range of banking products and services specifically designed to meet both your everyday and longer term banking needs. 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